Online Travel Insurance: What It Is, Types and Benefits

Traveling by public transport is a common alternative to driving your own vehicle. You usually make this choice when your destination is far away, even abroad. Choosing public transport is typically based on safety and security.

But what if the worst happens while you are on the road? The best solution is of course to get you to a hospital for medical treatment. The burden of medical costs, though, feels much lighter when you have travel insurance. So what exactly is online travel insurance? Here is the full rundown.

What Is Online Travel Insurance?

In terms of function, travel insurance can be defined as protection for people traveling outside their region or country. As technology has developed, registration and claims for travel insurance can be handled online as well as offline. With this insurance, a trip is covered until the traveler arrives at the destination. As a traveler, it is important for you to be covered by this kind of policy.

Types of Online Travel Insurance

1. Educational travel insurance

Do you have a child studying abroad? If so, you should arrange educational travel insurance for them. When studying overseas, most young Indonesians seldom have any family there besides friends. As a parent, it does no harm to take a preventive step to protect your child, by enrolling them in educational travel insurance.

2. Hajj or Umrah travel insurance

As the name suggests, online Hajj and Umrah travel insurance is trip cover for pilgrims (Hajj is the annual pilgrimage to Mecca, Umrah the lesser pilgrimage). This insurance generally offers protection to its clients. The coverage period is usually 45 days. With Hajj or Umrah travel insurance, your worship in the holy land can be more focused and devout.

3. Tourist travel insurance

Tourist travel insurance plays an important role for travelers like you. This insurance usually covers various risks that occur during a trip, including a missed flight, lost baggage, accidents and even death. If you have tourist travel insurance, you need not worry when these bad things happen, because the costs will be covered.

Benefits of Having Online Travel Insurance

1. It is legally licensed

Among the many online travel insurance providers you can choose from, you are advised to choose Jagain.com. This provider has credibility and legality guaranteed by the regulator. That credibility and legality is proven by an official license from the Financial Services Authority (OJK).

2. Claims are easy

This is the main benefit of having online travel insurance, because the insurer helps you file your claim. To file a claim, you do not need to visit the company's office in person, since you can do it online. You also will not suffer a loss even if the claim is filed after the normal deadline.

3. Flexible timing

Once you know what online travel insurance is, you will also see why it matters, and you will soon decide to get it. Getting online travel insurance is more practical because the procedure does not require a visit to an office. A service like this suits people with a busy, highly mobile schedule like yours.