How to Register for Family Health Insurance in Indonesia

Health insurance is one of the insurance products you should have. When you choose health insurance, you are setting aside savings and an investment in case something unexpected happens one day. If you are starting to think about getting health insurance, you need to understand how to register for family health insurance. There are two ways to do it, as follows.

How to Register for Family Health Insurance Through BPJS Kesehatan

Established in early 2014, BPJS Kesehatan (Indonesia's national health insurance program) is a favorite health insurance among many Indonesians. It is mandatory health insurance run by the government. You can register for BPJS Kesehatan in the following ways.

1. Offline BPJS registration

• Prepare the documents needed to register for BPJS Kesehatan: KTP (national ID card), driver's license or passport, KK (family card), marriage certificate, birth certificate of the child to be covered, a passport photo, and a KITAS or KITAP (limited or permanent stay permit) for foreign nationals.
• Fill in the form the staff gives you. Check it carefully.
• Hand the form to the staff and receive a virtual account number.
• Pay the first BPJS Kesehatan contribution at a bank or a minimarket outlet.
• Give the proof of payment to the staff.
• Wait until the staff finish printing your BPJS Kesehatan card. The card becomes active on the 14th day after printing.

1. Online BPJS registration

• Prepare all the documents (KTP, KK, NPWP (taxpayer ID number), an email address and an active mobile number).
• Open the website bpjs-kesehatan.go.id on your computer or smartphone.
• Fill in the form correctly. Do not forget to upload the requested files.
• Choose the monthly contribution that fits your finances.
• Save the data and wait for a notification email with your registration number.
• Print the virtual account sheet and pay the BPJS Kesehatan contribution at the nearest bank or minimarket outlet.
• After you pay, you will receive a notification email with your BPJS Kesehatan e-ID card.
• You can print the e-ID.

Read also: Is It Important to Choose the Best Health Insurance?

How to Register for Family Health Insurance Through a Private Insurer

Besides BPJS Kesehatan, you can choose other health insurance alternatives offered by private companies. As with BPJS Kesehatan, registering for private family health insurance can be done in two ways, offline and online. Here is how to register for private family health insurance.

1. Offline Private Insurance Registration

• Make an appointment with an insurance agent.
• Prepare documents such as your KTP, KK and the birth certificates of the family members to be covered.
• You take part in a short interview about your personal details and other information the insurer needs.
• The insurance agent prepares a policy illustration for you.
• You fill in your details and sign the documents, which are then submitted to the head office.

1. Online Private Insurance Registration

• Prepare the data you need, such as your KTP, KK, NPWP, the birth certificates of the family members to be covered and any other data the private insurer requires.
• Open the website of the private insurance provider.
• Choose the premium you will pay each month.
• Save the data and wait for a notification email.
• Print the virtual account sheet sent by email.
• Pay for the insurance at a bank that works with the insurer.
• You will receive confirmation by phone from the insurance company.

That covers the 2 ways to register for family health insurance: BPJS Kesehatan and private insurance. We hope you will sign up soon, for yourself and for your loved ones.

We hope the steps above for registering for family health insurance are useful to you.

Read also: 4 Tips for Choosing Cashless Individual Health Insurance